Retail Mortgages: Law, Practice and Regulation

Retail Mortgages: Law, Practice and Regulation provides in-depth coverage of both the law of retail mortgages and the new regulatory regime. This new title: Includes detailed discussion of the Mortgage Conduct of Business Rules (MCOB rules) and explains how retail mortgage regulation will now work in practice Combines discussion of the law of mortgages with analysis of the regulatory system Covers both residential and commercial mortgage lending Provides detailed explanation of the new regulatory regime, including authorisation and permission, the principles of business, conduct requirements and regulatory contravention Sets out the basics of mortgage law including types of mortgage, repayment systemts, discharge and subrogation Discusses disputes and enforcement, claims, receivership, litigation and the Financial Ombudsman Service Presents example policy clauses and precedent materials